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🟢 NO ACTIVE TROPICAL STORMS GLOBALLY — All basins quiet · 📡 Monitoring: Atlantic · Eastern Pacific · Western Pacific · Indian Ocean · Southern Hemisphere · 🌀 2026 Atlantic Hurricane Season begins June 1 — Sign up for alerts below
PROPRIETARY RISK MODEL

Hurricane Impact Score

Enter your ZIP code to get a real-time, data-driven risk score (0–100) powered by NHC forecast tracks, FEMA baselines, and coastal proximity analysis.

⚠ Model estimates only — not official forecasts or evacuation orders

How the Score Is Calculated

NHC Forecast Track

The engine ingests the official NHC advisory track, cone of uncertainty, and wind radii for each active storm. Your ZIP centroid's distance to the track and cone membership are primary inputs.

Weather

Coastal & Elevation Data

Distance to the nearest coastline determines surge eligibility. ZIPs more than 50km inland receive a zero surge score. Coastal proximity also amplifies outage risk.

FEMA NRI Baselines

FEMA's National Risk Index provides historical hurricane, flood, and surge risk scores plus social vulnerability and community resilience data for each ZCTA.

Storm Characteristics

Category, maximum sustained winds, and forward speed all influence sub-scores. Slow-moving storms amplify flood risk; high-category storms amplify wind and surge.

Risk Band Reference

BandScore RangeMeaning
Low0–19Minimal modeled risk from current storm track
Guarded20–39Some risk possible; monitor storm developments
Elevated40–59Meaningful risk; review preparedness plans
High60–79Significant risk; take preparedness actions now
Severe80–100Extreme modeled risk; follow all official guidance

Frequently Asked Questions

Is this score an official evacuation order?
No. This is a model-generated estimate for informational and preparedness purposes only. It is not an official forecast, warning, evacuation notice, or government guidance. Always follow orders from local emergency management and the National Hurricane Center.
How often is the score updated?
Scores are recalculated each time the NHC issues a new advisory — typically every 6 hours for active storms, and every 3 hours when a storm is near land.
Why does my inland ZIP have a flood score?
Flood risk from tropical systems extends well inland due to heavy rainfall. Slow-moving storms (like Harvey in 2017) can produce catastrophic flooding hundreds of miles from the coast.
What does the confidence band mean?
Confidence reflects data coverage quality, not certainty of impact. 'Higher' means your ZIP is within 200km of the track AND inside the cone. 'Low' means your ZIP is far from the current track.
Can I embed this tool on my website?
Yes — visit our Widgets page to get an embeddable iframe version of this tool for your insurance, media, or emergency management website.
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Disclaimer: Our scores, maps, rankings, and risk indicators are model-generated estimates intended for informational and preparedness purposes only. They are not official forecasts, warnings, watches, evacuation notices, engineering opinions, insurance determinations, or guarantees of actual conditions or losses. Hurricane conditions can occur outside the forecast cone. You are solely responsible for verifying official information and making your own safety, travel, property, and financial decisions. Always follow guidance from the National Hurricane Center, FEMA, and your local emergency management agency.