ACTIVE STORM
🔴 ACTIVE SOUTH PACIFIC: Extreme Cyclone Maila — Cat 4 — 121 mph — 8.6°S 155.7°E · 🔴 ACTIVE SOUTH PACIFIC: Major Cyclone Vaianu — Cat 2 — 86 mph — 23.4°S 177.8°E · 📡 Data: NOAA/NHC + IBTrACS — Updated every 6 hours
Extreme Risk · Southeast

Florida Hurricane Guide

Florida averages 14 hurricane impacts per decade. Peak season runs August – October. Know your risk, know your zone, and sign up for alerts before the season starts.

Florida Hurricane Risk at a Glance

Risk Level
Extreme
Avg Impacts/Decade
~14
Max Surge Risk
20 feet in Tampa Bay
Peak Season
August – October

Florida has been struck by more hurricanes than any other U.S. state — more than 120 since 1851.

Notable Hurricanes That Hit Florida

Andrew (1992, Cat 5)
Charley (2004, Cat 4)
Irma (2017, Cat 4)
Ian (2022, Cat 4)
Idalia (2023, Cat 3)

Evacuation Zones in Florida

Florida has 7 evacuation zones (A–G). Zone A is the highest risk and should evacuate first.

Prep tip: Know your evacuation zone before June 1. Zone A residents should leave when a Cat 1 or higher threatens within 72 hours.

Florida Hurricane FAQ

When is hurricane season in Florida?

The Atlantic hurricane season runs June 1 – November 30. Peak activity in Florida typically occurs during August – October. The statistical peak of the season is September 10.

What is the storm surge risk in Florida?

Up to 20 feet in Tampa Bay; 10–15 feet along SW coast. Storm surge is the deadliest aspect of a hurricane — it can arrive hours before the storm's center. Use our storm surge lookup at /storm-surge to check your specific ZIP code.

Do I need hurricane insurance in Florida?

Yes — Florida has a extreme hurricane risk and standard homeowner's insurance does not cover flood damage. You need a separate NFIP flood insurance policy. See our full guide at /hurricane-insurance.

How do I prepare for a hurricane in Florida?

Start before the season: know your evacuation zone, build a 7-day emergency kit, have a family communication plan, and sign up for local emergency alerts. Use our preparedness checklist builder at /preparedness for a personalized list.